Conference Agenda

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The Detecting Fraud & Managing Risks Conference is full of timely sessions packed with fresh ideas and innovative solutions to the issues facing today’s credit unions.

Thursday, June 20, 2019

Subject to change. Registered guests are welcome during these (GP) credit union conference events.

Earn 12 CPE credits while attending this conference.

11:30 a.m. - 1:15 p.m.

Conference Registration

1:00 - 1:15 p.m.

Opening Remarks

1:15 - 2:15 p.m.

Be Careful What You Post! Making Sense of Social Media Compliance

Ethan Wall, President/CEO, Social Media Law and Order Education, LLC

Marketing professionals must be aware of the new social media compliance risk management guidelines of the Federal Financial Institutions Examinations Council (FFIEC). Ethan Wall will explain federal laws and regulations down to their nuts and bolts and leave you with a complete understanding of the new federal regulations that must be followed if maintaining a social media risk management presence. Learn how to develop a social media risk management compliant program within your credit union.

2:15 - 2:30 p.m.

Networking/Refreshment Break

2:30 - 3:30 p.m.

Fraud in the Digital Age

Ben Hart, Chief Financial Officer, Texas Tech Federal Credit Union

It’s amazing what you can learn in an hour with Ben Hart, from current events in the world of cybersecurity, to industry best practices, to the basics of NCUA Part 748 compliance. He’ll explore your credit union’s responsibility in protecting members from cybersecurity risks, trends in data breaches, trends in debit and credit card losses as a result of cybersecurity risks and how best to educate your credit union’s members about this important issue. Ben will also cover the role of the Regional Information Systems Officer (RISO) and explain how a credit union is selected to have a RISO participate.

3:30 - 3:45 p.m.

Day in Review

5:00 - 6:00 p.m.

Welcome Reception: Co-Sponsored by OM Financial

Enjoy cocktails, light dining & great conversation with other credit union leaders from across the nation, their guests and “The Ones in Red” before enjoying your first evening in Charleston.

CU Conferences is grateful for the support of its sponsor, OM Financial, and would like to thank them for co-sponsoring the reception. Learn more about OM Financial.

Friday, June 21, 2019

8:00 - 9:00 a.m.

Sit-Down Breakfast (GP)

9:00 - 9:15 a.m.

Opening Remarks

9:15 - 10:15 a.m.

Bank Secrecy Act & Anti Money Laundering

Gary Hess, President, RTE Financial Services

Compliance with the Bank Secrecy Act (BSA) continues to be a high priority with regulators. Gary Hess will look at why this is so, the responsibilities of your board and what constitutes a proper BSA program within your credit union. In addition to providing a refresher of what is and what is not covered by the BSA, Gary will outline updates on developments impacting the Act.

10:15 - 10:30 a.m.

Networking/Refreshment Break

10:30 - 11:30 a.m.

Managing the "L" Component of CAMEL

Ben Hart, Chief Financial Officer, Texas Tech Federal Credit Union

Get the two-sided perspective regarding the “L” in CAMEL. Ben Hart will draw on 15 years of regulatory experience to share insight on how “L” is rated by your examiner. Further, he’ll give his CFO’s perspective on how to properly mitigate interest rate and liquidity risk. You’ll gain insight into how you can comply with NCUA Rules and Regulations Part 741.12.

11:35 a.m. - 12:35 p.m.

Fraud, Management Override and Regulatory Issues - Controls that All Credit Unions Need to Have

Jerry Tenbrink, Owner, J. Tenbrink & Associates

PART I – You can have the best system of internal control, a diligent internal auditor, a crack supervisory committee and still have a huge hole in your financial reporting and internal control systems. Why? Because key high-level parties in your organization have the ability to control some if not all of your accounting, financial reporting and regulatory compliance processes.

How can you control this exposure to ensure that the financial information guiding your decisions is reliable? There may not be a silver bullet, but there are key points you can focus on to stay on top of these elusive areas. Jerry will assist you in determining your key exposure points & how to control them.

12:35 - 1:35 p.m.

Sit-Down Luncheon (GP)

1:35 - 2:35 p.m.

Fraud, Management Override and Regulatory Issues - Controls that All Credit Unions Need to Have

Jerry Tenbrink, Owner, J. Tenbrink & Associates

PART II – Continuing the dialogue that began before lunch, Jerry Tenbrink will assist you in determining your key exposure points in your financial reporting and internal control systems and how to manage these key points.

2:40 - 3:40 p.m.

Preparing for the Disruptive Technologies of Artificial Intelligence Blockchain and the Internet of Things

Brian Garr, Senior Creative Technologist, Virgin Voyages

During Brian’s session, you will get a working understanding of Artificial Intelligence, and Blockchain, along with multiple examples of potential credit union touch points.

3:40 - 4:00 p.m.

Daily Wrap-Up

4:30 - 5:30 p.m.

Just Added - Reception Sponsored by OM Financial

All attendees and their guests are welcome to attend the reception sponsored by OM Financial.

Learn more about OM Financial.

Saturday, June 22, 2019

8:00 - 9:00 a.m.

Sit-Down Breakfast (GP)

9:00 - 9:15 a.m.

Opening Remarks

9:05 - 10:05 a.m.

Addressing the 7 NCUA Risk Categories

Gary Hess, President, RTE Financial Services

Review the seven risk categories established by the NCUA during this session led by Gary Hess. You will examine several recent credit union situations “ripped from the headlines,” discuss the risks they presented to the credit union and see how the board should approach those types of activities.

Explore the credit union variables that may cause different credit unions to approach the same situation in a different way. Be ready to participate—we have a lot to learn from each other.

10:05 - 10:20 a.m.

Networking/Refreshment Break

10:20 - 11:20 a.m.

Fraud & Investigations

Deron Rossi, President, DJR Consulting (Replacing Mick Fenley's ATM Fraud session. Mick Fenley is unable to attend)

Despite all the new technologies introduced, there is one constant, and it is Fraud! Everyone plays a part to control fraud at the credit union, thus, they need to be on the alert for fraud as part of the everyday processes. And remember, fraud can happen at all levels of the organization, and it could be perpetrated by the most trusted or senior people.

In this interesting (and at times fun) session, we will discuss the Fraud Triangle, we will learn about some of the key findings in the Association of Certified Fraud Examiners (ACFE) 2018 Report to the Nations, we will hear of some large frauds involving some very respectable people, and we will learn some best practices on conducting fraud and conduct investigations. We will do so while learning of some actual frauds

At the end of this program, attendees will be able to:

Understand fraud basics

  • Recognize fraudulent activities and how frauds are perpetrated
  • Identify red flags of fraud
  • Learn investigation best practices

11:25 a.m. - 12:25 p.m.

Good Governance and Related Policies

Bruce Hoogstraten, President, Geo-San, Inc.

Learn what a good governance model looks like and explore the best policies to support it.

  • Discover your CEO limitations
  • Choose the proper policies to deter fraud
  • What is an “Ends Statement”?

12:25 - 12:45 p.m.

Conference Wrap-Up

Spend the Afternoon & Evening Enjoying the Sites of Charleston!

Sunday, June 23, 2019

Travel Day. Have a safe trip home!