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Credit Union
| April 19 - 22, 2027|
Who Should Attend: BSA Officers, Board Members, SC Members, CEOs and Other CU Professionals
Per Your Request!
Per Your Request!
We know NCUA requires BSA/AML training, but what do you really need to know? Has anything changed since the law was passed in 1970? In this in-depth conference, Barry Lynch, a former NCUA examiner and former credit union CEO, will share in detail what you need to know. The perfect conference for credit union board members, BSA Officers, supervisory committee members, board chairs, CEOs and other credit union professionals.
Earn 9.6 CPE credits while attending this conference.
Everyone will receive a certificate of completion!
Conference Quick Links:
Registration & Hotel Information
Registration & Hotel Information
Please Note: Our block of rooms are no longer available. Please call the Omni La Mansion del Rio Hotel at 800-843-6664 to check availability.
If you are unable to book a room, please give us a call at 888-465-6010 for assistance.
Conference Registration
Conference Registration
We offer an excellent educational return on your conference investment. Register early for greatest savings.
Registration rates:
On or Before February 18, 2027: $1395
February 19 – March 18, 2027 $1495
March 19, 2027 and Beyond: $1595
Guest Program: $249
Guest Program
Guest Program
Our guest program enables your registered guest(s) to join you during the following conference events: ($249 additional per guest)
Monday's Reception
Tuesday's Breakfast
Tuesday's Sit-Down Luncheon
Wednesday's Breakfast
Hotel Reservation
Hotel Reservation
Please call the Omni La Mansion del Rio Hotel at 800-843-6664 or Book Your Room Online. Be sure to mention CU Conferences to receive rates starting at $269.
Rates are based on availability. If you are unable to book a room, call CU Conferences at 888-465-6010 for assistance.
Airport and Ground Transportation**
Airport and Ground Transportation**
The San Antonio International Airport (SAT) is approximately 20 minutes from Omni La Mansión del Rio Hotel. Transportation Details:
A taxi ride is approximately $40 from the airport to the hotel
Uber and Lyft are also available.
Overnight parking is $55 a night with in and out privileges. $39 for day parking
**Subject to change
Weather
Weather
The weather in San Antonio during the month of April is generally very pleasant. The average temperature reaches a high of about 81° during the day and high 50s in the evenings.
Sites to See:
Visit the Historic site of the 13 day siege that was a pivotal event in the Texas Revolution. The site was originally founded by Roman Catholic missionaries in the 18th century, then abandoned, which became a fortress with periodic garrisons after. On February 23, Mexico took 2000+ soldiers to reclaim the fort, which had a force around 200+ total men from the Republic of Texas.
From April 16 to April 26, 2026, discover Fiesta San Antonio, a celebration and parades in commemoration of the Battle of the Alamo, and the rich diverse culture of the people of San Antonio. The parades often include sculptures decorated with a plethora of different types of colorful flowers. Hear plenty of musicians perform, and indulge in a selection of tasty cuisine. Funds go towards helping the citizens and the city of San Antonio as well!
Come visit a fascinating aquarium with a number of interactive exhibits with the animals. The aquarium is home to tons of marine life, and even birds, reptiles, and mammals! Rather you want to interact with a cute penguin, hold a sloth, lemur, or a iguana, there's something for everyone.
Speaker Information
Speaker Information
Barry Lynch
Co-Founder/CEO
Waypoint Advisory Services, Inc.
Wayne Watters
Denver Regional Manager
Waypoint Advisory Services, Inc.
Conference Agenda
Conference Agenda
Schedule subject to change. Registered guests are welcome during these (GP) credit union conference events.
All sessions will be lead by Barry Lynch, Senior Compliance Officer, Co-founder & CEO
and Wayne Watters, Denver Regional Manager
Waypoint Advisory Services, Inc.
Monday, April 19, 2027
Monday, April 19, 2027
4:00 p.m. – 5:00 p.m.
4:00 p.m. – 5:00 p.m.
Conference Registration
Conference Registration
5:00 p.m. – 6:00 p.m. (GP)
5:00 p.m. – 6:00 p.m. (GP)
Welcome Reception
Welcome Reception
Enjoy cocktails, light dining & networking with your conference peers from across the country, their guests and “The Ones In Red.“ Registered guests are welcome to attend.
CU Conferences is grateful for the support of its sponsor, PARC Street Group, and would like to thank them for sponsoring the reception.
Tuesday, April 20, 2027
Tuesday, April 20, 2027
8:00 – 9:00 a.m. (GP)
8:00 – 9:00 a.m. (GP)
Breakfast
Breakfast
Join us for a hearty breakfast. Registered guests are welcome to attend.
9:00 – 9:15 a.m.
9:00 – 9:15 a.m.
Opening Remarks
Opening Remarks
9:15 – 10:15 a.m.
9:15 – 10:15 a.m.
The Five Pillars of BSA – Basic Overview
The Five Pillars of BSA – Basic Overview
The Five Pillars of the Bank Secrecy Act (BSA) form the foundation of anti-money laundering efforts in the U.S., beginning with its establishment in 1970 to combat financial crimes. A basic understanding—often called "BSA 101”, includes key elements like Customer Due Diligence (CDD), Suspicious Activity Reports (SARs), and Currency Transaction Reports (CTRs). Over the past decade, the BSA has evolved significantly, incorporating risk-based approaches and advanced technologies to address emerging threats, making it essential for financial institutions to stay current with regulatory changes and compliance expectations.
10:15 – 10:30 a.m.
10:15 – 10:30 a.m.
Networking and Refreshment Break
Networking and Refreshment Break
10:30 – 11:30 a.m.
10:30 – 11:30 a.m.
BSA Risk Assessments & Policy Needs
BSA Risk Assessments & Policy Needs
BSA risk assessments and policy development are essential components of a strong compliance
program. Institutions must establish clear policy requirements that outline procedures for
identifying, monitoring, and mitigating risks related to money laundering and financial crimes. An
annual risk assessment is a key part of this process, helping organizations evaluate their exposure
by reviewing factors such as member types, transaction patterns, and geographic risks. For example, a sample discussion might include identifying how many high-risk members—such as
those involved in cash-intensive businesses or international transactions—are part of the
institution’s portfolio. This information helps tailor policies and controls to address specific
vulnerabilities effectively.
11:30 a.m. – 12:30 p.m.
11:30 a.m. – 12:30 p.m.
Alphabet Soup: CIP/CDD/MSB/MRB
Alphabet Soup: CIP/CDD/MSB/MRB
The regulatory environment for credit unions involves several key compliance areas, including the Customer Identification Program (CIP), Customer Due Diligence (CDD), Money Services Businesses (MSBs), and Marijuana-Related Businesses (MRBs). These frameworks are designed to help institutions meet anti-money laundering (AML) obligations under the Bank Secrecy Act. The National Credit Union Administration (NCUA) plays a central role in ensuring that credit unions implement and maintain effective policies for identifying and verifying members (CIP), understanding the nature of member relationships (CDD), and managing risks associated with high-risk entities like MSBs and MRBs. As more states legalize marijuana, credit unions face added complexity in serving MRBs due to the conflict between state and federal laws. The NCUA provides guidance to help credit unions navigate these challenges while maintaining compliance and protecting the integrity of the financial system
12:35 – 1:35 p.m. (GP)
12:35 – 1:35 p.m. (GP)
Group Luncheon
Group Luncheon
Join us for lunch. Registered guests are welcome to attend.
1:35 – 2:35 p.m.
1:35 – 2:35 p.m.
SAR’s and CTRS: Common Errors & Confidentiality
SAR’s and CTRS: Common Errors & Confidentiality
Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) are essential
components of a financial institution’s compliance program, but they often come with common
errors and confidentiality concerns. When reporting SARs to the board, the presentation should be
high-level, focusing on trends, volumes, and significant cases without revealing sensitive details.
SAR narratives must be clear, concise, and include all relevant facts such as the who, what, when,
where, why, and how of the suspicious activity to ensure law enforcement can understand the
context. CTRs, which document large cash transactions, also require accuracy and consistency,
and reviewing case studies can help institutions identify frequent mistakes and improve reporting
practices.
2:35 – 3:35 p.m.
2:35 – 3:35 p.m.
OFAC & 314 (a) & (b)
OFAC & 314 (a) & (b)
Credit unions must navigate complex regulatory requirements under OFAC and Sections 314(a) and 314(b) of the USA PATRIOT Act, which govern how they communicate with regulators and other financial institutions. Section 314(a) allows federal agencies to request information from credit unions about individuals or entities suspected of terrorism or money laundering, requiring a prompt and thorough search of records. Section 314(b), on the other hand, permits voluntary information sharing between financial institutions to help identify and report suspicious activities, provided both parties are registered with FinCEN and follow strict confidentiality protocols.
Despite these frameworks, many credit unions face fines due to lapses in compliance,
such as failing to conduct timely searches, improperly sharing information, or not maintaining
adequate internal controls. To mitigate these risks, credit unions must ensure they are not only responsive to regulatory requests but also cautious about how and when they share information with peers, maintaining a balance between collaboration and confidentiality.
3:35 – 3:45 p.m.
3:35 – 3:45 p.m.
The Day in Review
The Day in Review
Wednesday, April 21, 2027
Wednesday, April 21, 2027
8:00 – 9:00 a.m. (GP)
8:00 – 9:00 a.m. (GP)
Breakfast
Breakfast
Join us for a hearty sit-down breakfast. Registered guests are welcome to attend.
9:00 – 9:10 a.m.
9:00 – 9:10 a.m.
Opening Remarks
Opening Remarks
9:10 – 10:15 a.m.
9:10 – 10:15 a.m.
BSA Jeopardy (Recap)
BSA Jeopardy (Recap)
BSA Jeopardy is a fun and engaging way to review key concepts related to the Bank Secrecy Act, testing your knowledge in a game-show format. Participants are encouraged to recall important compliance topics, procedures, and regulations, all while remembering to phrase their responses in the form of a question—just like the classic game show. It’s a lighthearted yet effective method to reinforce learning and ensure everyone is up to speed on their BSA responsibilities.
10:15 – 10:30 a.m.
10:15 – 10:30 a.m.
Networking and Refreshment Break
Networking and Refreshment Break
10:30 – 11:30 a.m.
10:30 – 11:30 a.m.
2026 Examiner Focus & Director Financial Literacy
(For Non-BSA Officer Participants)
2026 Examiner Focus & Director Financial Literacy
(For Non-BSA Officer Participants)
Session Highlights
• NCUA’s Priorities for 2026
• Will BSA once again make the top of the list?
10:30 – 11:30 a.m.
10:30 – 11:30 a.m.
BSA Officer Roundtable Discussion
(For BSA Officers)
BSA Officer Roundtable Discussion
(For BSA Officers)
The roundtable discussion is the perfect opportunity to connect with fellow BSA officers from across the country to share ideas and problem solve.
11:30– 11:45 a.m.
11:30– 11:45 a.m.
Conference Wrap-Up
Conference Wrap-Up
Take the Afternoon & Evening to Enjoy the Sites, Sounds & Flavors of San Antonio!
Take the Afternoon & Evening to Enjoy the Sites, Sounds & Flavors of San Antonio!
Thursday, April 22, 2027
Thursday, April 22, 2027
Travel Day - Have a Safe Trip Home!
Travel Day - Have a Safe Trip Home!
Register Early & Save!
Register Early & Save!
Please Note: Our block of rooms are no longer available. Please call the Omni La Mansion del Rio Hotel at 800-843-6664 to check availability.
If you are unable to book a room, please give us a call at 888-465-6010 for assistance.
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