Conference Registration

Opening Remarks

Topic TBD

Sundeep Kapur
Founder
Digital Credence

Credit Union Compensation Philosophy Rewarding & Retaining Key Executives

PARC Street Group's Representative

Networking and Refreshment Break

Topic TBD

Tim Quinn
President
SuccesS From The Inside Out

Daily Wrap Up

Welcome Reception

Join us for cocktails, light dining, and great conversation. Registered guests are welcome to attend.

CU Conferences is grateful for the support of its sponsor, PARC Street Group, and would like to thank them for sponsoring the reception. Please take a moment to say hello to one of their representatives.

Breakfast (GP)

Introduction

Fraud Essentials: Concepts, Trends, and Credit Union Readiness

Chelsea Treboniak
Owner
Critical Ops

Fraud is not a single event - it is a constantly evolving set of behaviors, motivations, and opportunities that credit unions must understand and prepare for. This session introduces foundational fraud concepts, including why individuals commit fraud and how opportunity, pressure, and rationalization show up inside financial institutions. We will translate these concepts into real operational relevance: emerging fraud patterns, points of vulnerability across the member journey, and what readiness looks like from frontline awareness through response and recovery. Attendees will leave with practical procedures, tools, and resources to strengthen their credit union’s fraud posture and protect members in an environment where fraud risk is accelerating.

Networking/Refreshment Break

SCRA (Servicemembers Civil Relief Act), Strategy and Stewardship: A Governance-Focused Approach to Serving the Military & Veteran members

Leora Ruzin, CMB, AMP
Founder and CEO
Ruzin Creative, LLC

Serving military members and veterans is both a compliance obligation and a strategic decision that requires clear governance and oversight. This session is designed for board members, executives, and senior compliance leaders seeking to better understand how SCRA impacts lending, servicing, fraud controls, and member experience. Attendees will learn how unclear ownership, inconsistent processes, and overly cautious interpretations of the law can unintentionally restrict access to credit and undermine mission goals. This session also explores how partnerships with community nonprofits and military transition programs can support financial education and wealth-building, without creating regulatory or reputational risk.

Preparing for NCUA's Interest Rate and Liquidity Risk Review

Ben Hart
CFO
Texans Credit Union|

Is your staff ready for the scrutiny of NCUA’s IRR and Liquidity Risk review? Get insight into the regulator’s examination process so that you are prepared.

In this session you will learn:

• How to effectively communicate with NCUA personnel, specifically Capital Market Specialists

• The key components to the examination review process on IRR and Liquidity risk

• Your role as a board member and executive staff as you interact with the regulator’s assessment of your IRR and Liquidity risk profile

Sit-Down Luncheon (GP)

Cryptocurrency and Credit Unions

Tim Quinn
President
SuccesS From The Inside Out

There are a lot of questions about participating in the digital currency space. This session discusses the basics of crypto along with the risks, rewards and regulations. Currently there are over 23,000 cryptocurrencies in circulation, with a total market capitalization of $1.1 trillion and growing. That’s a substantial market considering that Bitcoin only launched in 2009. Over 40% of the US population own crypto currency and surveys show that they are willing to leave their current financial services institution if they do not provide crypto services. The National Credit Union Association (NCUA) and Fin Cen have opened the door for credit unions to service this segment of the financial market.  We will review real options for becoming involved with this market.

Topic TBD

Sundeep Kapur
Founder
Digital Credence

Daily Wrap-Up

Breakfast (GP)

Opening Remarks

Managing Financial Risks in a Downward Rate Environment

Ben Hart
CFO
Texans Credit Union

This session equips credit union board members and executives with the critical questions needed to navigate a falling-rate environment. As asset yields decline and margins compress, boards must ensure their executive teams are proactively stress‑testing income, revisiting deposit pricing strategies, evaluating investment portfolio duration, and assessing liquidity pressures. The discussion will highlight how to challenge assumptions in the financial planning process, identify early warning indicators, and evaluate strategic trade‑offs that protect long‑term earnings. Attendees will leave with a practical framework for overseeing risk, strengthening financial resilience, and supporting sound decision‑making when interest rates are moving lower.

Networking/Refreshment Break

Governance, Risk & Compliance: Making GRC Work for Your Credit Union

Chelsea Treboniak
Owner
Critical Ops

Operational resilience is more than a buzzword - it’s the backbone of how credit unions prepare for and absorb risk in an environment where change is accelerating. This session breaks down governance, risk, and compliance in plain language, focusing on how GRC frameworks actually function inside credit unions of different sizes and maturities. We will explore how risk velocity affects decision-making, how to evaluate and optimize your GRC tools and vendors, and what a “security-first” mindset looks like when applied to governance structures, risk processes, vendor oversight, and compliance workflows. 

Daily Wrap-Up